Simplify the Way You Get Paid with Cobalt

Finding for the right Merchant Services Payment Provider has a direct impact on the way you run your business, your finances, and ultimately how you better serve your customers.

Sleek, Secure Payments

Keep checkout moving with a Clover POS System.

Built for More

Clover POS systems are loaded with built-in features, so you can launch your business quickly and adjust the setup to fit your needs perfectly.

Always Accessible

Cloud-based for your convenience. Access and manage sales, refunds, deposits, and generate reports from wherever you are.

Your Perfect Fit

It’s your system, tailored to your business. Scale effortlessly with devices, apps, and accessories that adapt to your timing and growth.

Real-Time Reporting

Track performance with live sales data and real-time reports directly in your Clover dashboard. It’s as easy as it gets.

Merchant Services: Payment Solutions for Your Business

We provide merchant processing accounts that meet your business needs.

Reliability and security for growing your business

We understand that reliability and security are equally important for your growing business. Cobalt offers credit card processing/merchant account options for business owners having a difficult time opening a merchant processing account. If you need help getting your business running, we can help you find a payment solution.

Accept all forms of payment and keep your business running

Cobalt provides comprehensive payment processing and merchant services, offering businesses the hardware and software needed to accept credit cards, debit cards, and contactless payments like NFC-enabled mobile wallets. Whether online or in-store, Cobalt’s solutions streamline transactions, ensuring secure and efficient payment processing for your business.

Save money on your bottom line

Cobalt helps businesses save money by offering competitive rates on payment processing, reducing transaction fees that can eat into profits. By streamlining the payment process and providing secure, efficient solutions, Cobalt minimizes errors and downtime, allowing businesses to process more transactions with fewer costs.

Get started with our simple, streamlined approval process

Submit Your Completed MPA
Send us your completed and signed merchant application along with any necessary supporting documents.

Get Your Approval
Boarding and approvals take 3-5 business days depending on the account and needed documentation.

Integrated Payments
Once approved, we’ll provide you with hardware or payment gateway options for your high risk merchant account.

Contact us to learn more or get a free demo of how we can elevate your business

Explore what Cobalt can do for you.

  • Merchant Services

  • Agent Program

  • Payment Processing Solutions

  • Marketing & Web Design

  • Clover POS

How Cobalt Compares

We have expert knowledge in PCI Compliance, POS Systems, new and contactless payment technologies and some of the lowest processing rates around.

Comparison

  • Contracts
  • Fees
  • Integration
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  • Help
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  • Hardware
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  • Compliance
  • Services
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  • Transfers
  • No long-term contracts
  • No hidden fees

  • One system for all functions, built to work together

  • Free customer support through phone, email, and our Support Center
  • Affordable hardware, no leases or hardware return fees

  • Complies with PCI standards for you

  • Omnichannel payments processing for retail & ecommerce
  • Reliable transfers in 1–2 days – or less

Banks

  • Long-term w/ termination fees

  • Fine-print fees – can increase your rate
  • Three different systems for hardware, software, and payment processors
  • Additional out-of-pocket support to set up & keep your systems working
  • High cost to lease hardware from the banks or acquiring partners
  • PCI compliance is on you
  • In-person processing incl. Online services subject to availability
  • Transfers in 3–7 business days

ISOs

  • Long-term contracts w/ buyout fees
  • Fine-print fees – can increase your rate
  • Three different systems for hardware, software, and payment processors
  • Additional out-of-pocket support to set up & keep your systems working
  • High cost to rent, lease, or buy hardware from the ISO
  • PCI compliance is on you
  • In-person processing incl. Online services subject to availability
  • Transfers in 2–10 business days

We’re happy to answer your questions

Get a free demo at your convenience and see what Cobalt can do for your business.